Credit for a
continent
in motion.
A credit as a service platform for emerging and developing markets with a vision to improve lives through access to affordable credit
Credit starts with people.
Our vision
To financially empower people so that they can live dignified lives
Our mission
To provide the financial infrastructure that seamlessly connects Africans to innovative and affordable credit products
Who we are
Peswa is a credit-as-service platform that allows financial institutions to directly lend to customers of tech-enabled businesses seamlessly from just a bank account/wallet.
Our tools and services.
Explore a sample loan-
Loan application
Start loan applications and requests. Tailor the questions to each loan product.
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Reporting and dashboard
View borrower reports and give stakeholders access to business analytics and reporting.
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Loan offer & disbursement
Present loan offers with their terms and conditions. Set triggers for disbursement.
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Funding partner
Onboard multiple financial institutions that can use their balance sheets to fund loan books.
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Loan management
Calculate interest using different methods. Schedule and process repayments, send prompts and reminders, and initiate account deductions and sweeps.
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Risk management & credit scoring
Use data to build scoring models for individual loan products, with AI and machine learning.
The life of a loan.
Follow a sample loan through Peswa. Change the amount, split the funding, and see what happens as repayments come in.
Build an application.
Lenders can tailor application questions to each loan product. Choose an amount for this working capital loan.
Sample loanOur partners.
- Mastercard Foundation
- CrossBoundary Group
- Fidelity Bank
- MTN
- Access Bank
- First National Bank
- First Atlantic Bank
- Hadi
